Just to be clear...
Luminar does not currently come with a subscription to Smugmug.
https://skylum.com/l/luminar-checkout
I have been with Smugmug on and off since late 2004 or early 2005. I used to participate heavily in the Digital Grin forums (the Smugmug official forums) in the very early days and tried to help shape the platform as a user very early on. I had many a thread with back and forths with Baldy (the Smugmug Founder) and other top guys there. Discussions on all sorts of topics from compression, to what to call certain print sizes, to back printing, etc. etc.
It's an excellent platform that is very customizable with great print services. If I hadn't already had a Pbase account and built a bunch of my own websites, I would have probably used it full time and uploaded 50K+ photos to there by now.
For those that don't know who Smugmug is, they are the guys that recently purchased Flickr and they put Pbase to shame more than a decade ago. That said, I still have my Pbase account from early 2003. ;-)
The Smugmug pricing after your $180 plan for just $30 is up ranges from $48-360 yearly. ON1 Photo Raw 2020 is yours to keep forever.
Back to the topic of this thread which is ON1 Photo Raw 2020.1 and the bonus Smugmug offer.
Cheers